Wells Fargo Credit Card

Wells Fargo Credit Card is with zero annual fee, attractive rewards, welcome bonus, benefits and perks. Credit card limit may range from $ 1,000 to $20,000. These credit cards are powered by Visa, you can use anywhere Visa is accepted. You can withdraw at ATM by using these cards and daily limit of cash advance is usually $300. Wells Fargo requires proof of income, excellent credits score and social security number to apply for card. Wells Fargo is old financial institution of USA. Wells Fargo issue many types of card, we will discuss all one by one.  

Wells Fargo Active Cash Card has zero annual fees. You can avail products with defer payment of fifteen months with zero mark up. User will earn 2% unlimited reward at every kind of purchase. This card have handsome welcome bonus, just spend $1,000 during first 90 days of card membership and get $200 as a welcome bonus. Card holder also enjoy 0$ balance transfer fee but this transfer should be made with 120 days of card membership. 

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Additional Benefits:

With this card you got following additional benefits.

  1. Cell Phone Protection

For getting cell phone protection you have to pay $25 and protection up to $600.

  1. Zero Liability Protection

With this facility, when you have reported fraud. You will not be liable for any unauthorized transaction.

  1. Mobile App

You will also get mobile app with this card.

  1. Security Feature

This card has two steps verification at sign up.

  1. Credit Score Close Up

You can track your FICO score in shape of monthly updates. This facility is helpful for improving your score.

  1. Redeem earned Rewards

You can redeem your earned rewards for purchases and also at PayPal.

  1. Redeem Rewards at ATM

You have facility to redeem rewards at ATM for cash withdrawal.

  1. Redeem Rewards for gift Card

Earned rewards can be redeemed for buying gift cards.

  1. Visa Signature Privileges

With this card you can enjoy Visa Signature Privileges such as Concierge Services and luxury hotel collections.

Rewards:

You can earn 2% unlimited rewards at every purchase.

Welcome Bonus:

For getting welcome bonus, just spend $1,000 during first
90 days of card membership and earn $200..

Annual Fee:

This card has no annual fee.

Intro APR:

This card have 0% for 15 month..

Regular APR:

Regular APR at this card is 19.25% to 29.50% that is
variable.

Balance Transfer Fee:

Balance transfer fee at this card is 0.00% but this
transfer should be 120 days of card membership.

Foreign Transaction Fee:

Foreign Transaction Fee at this card is at 3%.

Credit Needed:

 

To get this card you have need good or excellent credit
score history. Credit score of 700 or plus is needed.

Wells Fargo Business Platinum Credit Card:

Wells Fargo Business Platinum Credit Card offer 1.5% unlimited cash back reward at qualifying purchases. In simple words you will earn 1 reward point for every dollar spent. But for earning rewards condition is that you have to spend $1,000 each month. You can earn welcome bonus of worth $300 in shape of cash back after spending $3,000 during first 3 months of card membership. Card holder can enjoy products at deferred payment for nine months with zero mark up. This business card is best for your business also for your employees. Your 99 employees can avail free card facility.

Additional Benefits:

With this card you got following additional benefits.

1.       Zero Liability Protection

2.       Fraud Monitoring

3.       Transaction Alerts

4.       Auto Rental Insurance

5.       Travel Accident Insurance

6.       Overdraft Protection

7.       Chip Embedded Technology

8.       Online banking

For reporting purpose following features are available.

1.       Analyze spending

2.       Track spending at merchants

3.       Identify cost savings

Print reports

Rewards:

You can earn 1.5% unlimited cash back rewards at qualifying purchases.

Welcome Bonus:

For getting welcome bonus, just spend $3,000 during first 3 months to get $300 or 30,000 bonus points.

Annual Fee:

This card has no annual fee.

Intro APR:

This card has 0% for 09 month.

Regular APR:

Regular APR at this card is 19.25% to 29.50% that is variable.

Balance Transfer Fee:

Balance transfer facility is not available with this card.

Foreign Transaction Fee:

Foreign Transaction Fee at this card is at 0%.

Credit Needed:

 

To get this card you have need good or excellent credit score history. Credit score of 700 or plus is needed.

Wells Fargo Business Elite Signature Card

Wells Fargo Business Elite Signature Card is specially designed for emerging business. With this card business owners can get $1,000 cash bonus or 100,000 bonus points with spending $10,000 during first three months of card membership. This card has opportunity to earn 1.5% cash back at qualifying purchases. This card comes with zero annual fees at first year, afterward $125 will be charged. But this cost will be offset with its benefits. With this card you can get 200 free cards for your employees.

Additional Benefits:

With this card you got below mention additional benefits.

1.       Travel Protection  (You will get up to $250,000)

2.       Travel Accidental Insurance (You will get up to $2,500 per ticket)

3.       Trip Cancellation (You will get up to $300 per ticket)

4.       Trip Delay Reimbursement (You will get up to $300 per ticket)

5.       Lost Luggage Coverage (You will get up to $3,000 per trip)

6.       Auto Rental Insurance

7.       Travel and Emergency Assistance Service

8.       Purchase Protection

9.       Chip Enabled Technology Card

10.   Transaction Alerts

11.   Fraud Monitoring

12.   Visa Purchase Security

13.   Visa Extended Warranty Protection

14.   Billing options

15.   Cash Management Tools

Reporting Tools

Rewards:

You can earn 1.5% unlimited rewards at qualifying purchases.

Welcome Bonus:

For getting welcome bonus, just spend $10,000 during first 90 days of card membership and earn $1,000 cash back bonus or 100,000 bonus points.

Annual Fee:

This card has no annual fee for first year, after that $125 will be charged each year.

Intro APR:

This card does not offer Intro APR, because it is especially for businesses.

Regular APR:

Regular APR at this card is 19.25% to 29.50% that is variable.

Balance Transfer Fee:

Balance transfer facility is not available with this card.

Foreign Transaction Fee:

Foreign Transaction Fee at this card is at 0%.

Credit Needed:

 

To get this card you have need good or excellent credit score history. Credit score of 700 or plus is needed.

Wells Fargo Autograph Card

Wells Fargo Autograph Card is most famous card of the market. A card with handsome rewards, sign up bonus, $0 annual fee, outstanding benefits & perks. Card holder can earn 3X points at restaurants, travel gas stations, transits and cell phone purchases. Beauty of this card it does not have any annual fee or foreign transaction fee. You can get 20,000 bonus points as welcome bonus after spending just $1,000 during first ninety days. 

Additional Benefits:

With this card you got below mention additional benefits.

1.       Cell Pone Protection (You have to pay one time $25 to get up to $600 in case of damage or theft).

2.       Auto rental collision damage waiver

3.       Travel & emergency service assistance

4.       Emergency cash disbursement

5.       Card replacement

6.       Concierge Services

7.       My Wells Fargo Deal

8.       Zero liability protection

9.       Luxury hotel collection

 

You can redeem rewards for;

·         Travel

·         Gift cards

·         Purchases

 

·         PayPal

Rewards:

You can earn 1.5% unlimited rewards at qualifying purchases.

Welcome Bonus:

For getting welcome bonus, just spend $1,000 during first 90 days of card membership and earn 20,000 bonus points that have worth of $200.

Annual Fee:

This card has no annual fee.

Intro APR:

This card offer 0% for 12 months.

Regular APR:

Regular APR at this card is 19.25% to 29.50% that is variable.

Balance Transfer Fee:

Balance transfer facility is not available with this card.

Foreign Transaction Fee:

Foreign Transaction Fee at this card is at 0%.

Credit Needed:

 

To get this card you have need good or excellent credit score history. Credit score of 700 or plus is needed.

Frequently Asked Questions:

Can Wells Fargo Credit Card be used anywhere?

Wells Fargo Credit Card is full fledging credit card that is powered by Visa network. You can use it anywhere Visa is accepted. This card can be used for ATM withdrawals and for the foreign transactions and acceptable at all online retailers.

Can Wells Fargo credit card be used internationally?

Wells Fargo Credit Card is full fledging credit card that is powered by Visa. You can use it anywhere Visa is accepted. You can it for foreign transactions. Foreign Transaction Fee is zero or 3% depends upon your card type.  

Is it difficult to get a Wells Fargo Credit Card?

Yes, to apply for this card you have need of excellent credit score history. Maintaining a excellent credit score history is usually difficult step and require some techniques.

Why is Wells Fargo famous?

Wells Fargo is oldest financial institution of USA. It has huge assets, reputation and large number of loyal customers. Now it is adding more benefits and features to its products according to current requirement. This thing is making it un-beatable. 

What is unethical about Wells Fargo?

It is a market about the Wells Fargo that it has more than 3.5 Million fraudulent accounts that are damaging market and customers. However you are 100% secure with Wells Fargo.  

What is Wells Fargo ATM withdrawal limit?

With Wells Fargo, you can get daily ATM withdrawal limit of $300 but it depend upon many factors. However every card has a limit for ATM and is usable where Visa is accepted.

Does Wells Fargo require proof of income?

Yes, Wells Fargo has strict criteria for credit cards. It requires and also verifies your source of income before entertaining the request of credit card. Further it also requires excellent credit score history. 

Can a non-citizen open a Wells Fargo account?

No, Social Security Number is mandatory requirement to apply for the card. So a non-citizen cannot apply this card.

What is credit card limit of Wells Fargo?

Wells Fargo credit card limit is between $1,000 to 20,000, depends upon your credit score, your past payment behavior and number of available credit cards.