Carter’s Credit Card

Yet, Carter’s credit card has awesome welcome bonus and rewards. But, after signup as a new member you will get 30% off coupon. Obviously, Card holder has opportunity to earn 1 point reward after every dollar spent. Equally important, 150 points are equal to $10. In addition, Carter is specialized in Baby, Toddlers and kids products. Moreover, Earned points can be redeemed at Carter’s & Oshkosh B’gosh company stores. www.carters.com & www.oshkosh.com are website to support for redemption of earned points.

In brief, Carter’s credit card is store or retailer card and is issued by Comenity Capital Bank. Without a doubt, Carter’s is owned by BlackRose that is institutional trust company. Certainly, Furthermore, User will get free shipping at $ 35 or more purchases. what’s more, this card has 10% discounts for Military and their family members. User will enjoy 90 days return facility.

Meanwhile, Despite of too many benefits, this card has some drawbacks. As has been noted, Carter’s credit card is not a fledge credit card, it is a store or retailer card. Naturally, you cannot use this card everywhere. And so forth, rewards can be redeemed at Carter’s buying only.

Without reservation, cardholder will enjoy following benefits from this card;

·         Birthday Gift

·         Black Friday

·         Carte’s Coupon

·         Free Shipping Code

·         20% Off Coupon

·         25% Off Coupon

·         50% Off Coupon

·         If you have gift cards than you can avail easy financing

·         Buy one get one

 

·         Under 5$ deals

Requirement to apply Carters Credit Card

In any case, If you meet following criteria than you are eligible for the card.

  1. Age of maturity that is 18 years or plus
  2. SSN
  3. Street address (PO address is not acceptable)
  4. Government issued photo ID
Rewards:

Always, you can earn 1 point for every dollar spent.

Absolutely, you can earn 20 points for store purchases. (150 points are equal to $10)

Welcome Bonus:

Surprisingly, after sign up as a new member you will get 30% off coupon. Following this, you can also get time to time promotional offers at Christmas and Easter.

Annual Fee:

First this card has no annual fee.  Second, you can also get grace period of 25 days.

Intro APR:

Although, This card has no Intro APR facility.

Regular APR:

Meanwhile, Regular APR at this card is 27.49% that is variable.

Balance Transfer Fee:

Since, this card does not have balance transfer facility.

Foreign Transaction Fee:

However, Foreign Transaction is not allowed at this card, as this is a store card only.

Credit Needed:

To conclude, to get this card you have need fair or good credit score history. Needed score is 640 or plus.

Frequently Asked Questions:

Can Carters Credit Card be used anywhere?

To illustrate, Carters Credit Cards is a store or retailer credit card that can be used at Carter’s Stores only. You can-not use it at other online places just like Amazon, eBay, Wal-Mart etc. This card can’t be used at ATM for cash withdrawals.  

How to pay bill of the Carters Credit Card?

You can pay bill through the large network of Comenity Capital Bank Branches, Carter’s Stores or online using Carter’s store app. Carter’s accept all Visa, Master Card, American Express debit and credit cards.

How can I get credit card from Carter’s?

Simultaneously, You can apply credit card at Carter’s stores or you have also facility to apply at website www.Carter’s.com

How much a Carter’s Credit Card cost?

On the whole, Carters Credit Card has no annual or monthly fee. Next, It is a free card to create customer brand loyalty. Afterward, Special discounts and rewards are offered to credit card holder without any charges.   

Carters Credit Card takes how much time for approval?

For Carters Credit Card, you needed just 10 minutes to apply. After apply it takes normally 10-14 business days to get approval and dispatch of physical card at your address.

Can I use Carters credit card virtually?

Yes you can use Carters credit card virtually, Carter’s have an app that allow you payments through app. You can use it virtually at Carter’s stores also.

Can Carters Credit Card affect credit score?

Yes, Carters Credit Card affects your credit score as it is full fledge credit card. If you don’t make two billing payments, it will respond to credit bureaus that will damage your credit score. Additionally you will be fined $41 as late payment charges with charge of high rate interest. 

How to get cancel my Carter’s credit card?

For cancellation of Carters credit card procedure is very simple. You just have to call helpline with a request of cancellation of the card. Your card will be cancelled ta spot after verification.

Which bank issue Carter’s Credit Card?

Hence, Carters Credit Card that is basically a retailer or store card is issued by Comenity Capital Bank.  So card issuer helps you for bill payment and also support card related issues.

Can I use Carters credit card at Wal-Mart?

To conclude, Carters Credit Cards is a store or retailer credit card that can be used at Carter’s Stores only. You can-not use it at other online places just like Amazon, eBay, Wal-Mart etc. This card can’t be used at ATM for cash withdrawals. 

Can Carters credit card be used internationally?

Summing up, Carters Credit Cards is a store or retailer credit card that can be used at Carter’s Stores only. You can-not use it at other online places just like Amazon, eBay, Wal-Mart etc. This card can’t be used at ATM for cash withdrawals.  You cannot use it for international transactions.

Does Carters Credit Card have an App?

Yes, just like other credit cards in the market, Carter’s Credit Card has an App for its user.  This App help’s in buying, rewards redemption, checking account status and for payment of bills.