Fortiva Credit Card

Fortiva Credit Card is best when you have taken some bad financial decisions in the past. It is suitable when you have credit building or cash advance need. However it has high fees, high annual fee, high mark up, no welcome or sign up bonus and few perks. It charge multiple fees, these fees may cost you up to $187.50 at sign up. But such fees are common for the card of bad debts. Despite of many drawbacks, it support in worst situation. It does not require any collateral, advance deposit or security deposit and provide 3% cash back reward with free credit score. Secure cards usually require security deposit of $300 while it is without any deposit. It also provides transaction alerts and card lock option facility.

Yet, Fortiva credit Card is basically Master Card that can be used anywhere MasterCard is accepted. The Bank of Missouri is issuer of this card. You can use it even at ATM for cash withdrawals. You can get this card with bad or poor credit score. This card high monthly fee of $5 to $12.50 with account maintenance fees of $60 to $159. Annual fee at this card is $49 to $175 first year. After first year it will be $49.


Finally, Just like other credit cards, it does not have following features.

  • $0 Fraud Liability
  • Auto Rental Insurance
  • Extended Warranty
  • Purchase Protection
  • Theft Protection
  • Travel Assistance
  • Flight Accident Insurance
  • Lost Luggage Reimbursement
  • Concierge Service

Requirements to apply Fortiva Credit Card

In any case, to apply for Fortiva Credit Cards, you have following requirements that are mandatory.

  1. Photo Identification Documents that contain address
  2. Street Address not PO Box
  3. 18 years of age and plus
  4. Bad or Fair credit Score history

Surprisingly, This card offer 3% cash back reward that is amazing.

Welcome Bonus:

As has been noted, there is no welcome Bonus at this card.

Annual Fee:

Annual Fee at Fortiva Credit Card is $49 to $175 first year. Then up to $49.

Intro APR:

However, This card have no Intro APR facility.

Regular APR:

Following this, Regular APR at this card is 29.99% to 36.00% that is variable.

Balance Transfer Fee:

Next, Balance transfer fee at this card is 3% of amount.

Foreign Transaction Fee:

Indeed, Foreign Transaction Fee at this card is at 3%.

Credit Needed:

To conclude, To get this card bad or poor credit score history is acceptable.

Monthly Fee:

Now, Monthly Fee at this card is $5 to $12.50.

Late Payment:

Late payment charges at this card are $40.

Account Maintenance Fee:

And so forth, Account Maintenance Fee at this card is $60 to $159

Cash Advance Fee:

Certainly, Cash Advance Fee at this card is 5%.

Frequently Asked Questions

Can Fortiva Credit Cards be used anywhere?

In any case, Fortiva Credit Cards are full fledging credit cards that are issued by the Bank of Missouri and powered by MasterCard. You can use it anywhere MasterCard is accepted.  You can use it even ATM for cash withdrawals.

How to pay bill of the Fortiva Credit Cards?

In fact, You can pay bill through the large network of Bank of Missouri Branches. Fortiva accepts all Visa, Master Card, American Express debit and credit cards. It also accepts PayPal for bills payment.

How can I get credit card from Fortiva?

Immideately, You can apply credit card at Fortiva’s website

How much Fortiva Credit Cards cost?

On the whole, Fortiva Credit Cards have high annual fee that is range from $49 to $175 first year, than it will be $49. Further, it also have monthly fee of $5 to $12.50. Furthermore, This card also have account maintenance fee that is $60 to $159. So Millstone Credit Card charge high amount for fees.

Which bank issue Fortiva Credit Cards?

Positively, Fortiva Credit Cards are full fledging Visa card that are powered by MasterCard and is issued by Bank of Missouri.  So card issuer helps you for bill payment and also support card related issues.

Can I use Fortiva credit cards at Wal-Mart?

Absolutely, Fortiva Credit Card is full fledging credit card. It can be used anywhere MasterCard is accepted. You can use it at Wall-Mart.

Does Fortiva Credit Card have an App?

Yes, just like other credit cards in the market, Fortiva Credit Cards have an App for its user.  This App help’s in buying, checking account status and for payment of bills.

Is it difficult to get Fortiva Credit Cards?

No it is very easy to get this card. You can get approval even with poor or bad credit score. This card is credit building so criteria is very easy.

Is it worth having Fortiva Credit Cards?

Without a doubt, Fortiva Credit cards have worth for those who have lost their credit score due to some bad decisions or financial problems. This card is also suitable for those who want build good credit score and are new to credit card world.

What kind of credit card is Fortiva?

Definitely, Fortiva credit cards are unsecured credits that are issued without any security deposit. It is issued by The Bank of Missouri and powered by MasterCard. You can use this card anywhere MasterCard is accepted.

Does Fortiva Credit Card require a deposit?

Naturally, Fortiva Credit Cards are unsecure credits; it does not require any security deposit. You can get this card without any deposit.

What is major business of Fortiva?

Major business of Fortiva is Email Archiving Company that is a software based company. Fortiva understands today need of business that is reason it has taken first step towards financial market to capture more business.

What is limit of Fortiva Credit Cards?

Summing up, Fortiva Credit Cards limit vary between $300 to $1,000 that depends upon your credit score, number of credit cards you have availed already and your debt ratio analysis.