Sam's Club Credit Card
Sam’s Club Credit Cards are of types. One is store or co-branded card and other is full fledging master card. Sam’s Club is basically a division of Wal-Mart that has leading warehouses, millions of members and more than 600 locations across the USA. Sam’s Club is famous for low prices, bulk products and excellent shopping experience. Sam’s Club offer membership before applying credit card. This membership will renew each year. There are two types of memberships one have cost of $45 and other have cost of $100.
Sam’s club card is issued by Synchrony Bank with range $1,000 to $10,000. For getting card required score is 700 or more. You can redeem rewards once a year in February of each year. You have to wait entire year for next redemption .you can redeem rewards in shape of statement credit or can utilize for Sam’s Club buying. The beauty of this card is its welcome bonus that is $30 statement credits that you can get after buying of worth $30 at Sam’s Club buying with first month.
Types of Sam’s Club Credit Card
There are two type of Sam’s card.
- Sam’s Club Store Card
- Sam’s Club Master Card
Additional Benefits:
With this card you got following additional benefits.
- Theft protection
- 0$ Liability Protection
- Lost Card Assistance
- Cash Advance
- Card Replacement
- 24 house Helpline Services
- Emergency Assistance
Requirements to apply Sam’s Club Credit Card
To apply for Sam’s Club Credit Card, you have following requirements that are mandatory.
- Photo Identification Documents that contain address
- Street Address not PO Box
- Excellent Credit Score 750 or plus
Types of member
Sam’s Club offers two types of membership.
- Club membership have fee of $45
- Plus membership is $100
Rewards:
You can earn 5% bonus rewards at gas station purchases. Up to $6000 during first year.
You can earn 5% bonus rewards for Sam’s Club buying.
You can earn 3% bonus rewards for spending at Dining and Takeout.
You can earn 1% cash back for all purchases.
Welcome Bonus:
Welcome Bonus is not available for this card.
Annual Fee:
This card has no annual fee. But you have need of Sam’s Club membership that have cost of $45 for club membership & $100 for Plus Membership.
Intro APR:
This card does not offer Intro APR.
Regular APR:
Regular APR at this card is 15.66% to 23.66% that is variable.
Balance Transfer Fee:
Balance transfer facility is not available at this card.
Foreign Transaction Fee:
Foreign Transaction Fee at this card is at 0%.
Credit Needed:
To get this card you have need good credit score history. Your score should be 700 or plus.
Frequently Asked Questions
Could Sam’s Club Credit Card be used anywhere?
Sam’s Club Credit Card has two version of credit card. One is Sam’s Club Credit Card that is a store or retailer card. It can be used at Sam’s Club buying only. Other is Sam’s Club Master Card that is full fledge credit card and issued by Synchrony Bank. It could be used at every place where Visa Card is accepted. You can use it at ATM for cash withdrawal also.
How to pay bill of the Sam’s Club Credit Card?
You can pay bill through the large network of Synchrony Bank Branches, Sam’s Club Stores or online using Sam’s Club store app. Sam’s Club accept all Visa, Master Card, American Express debit and credit cards.
How can I get credit card from Sam’s Club?
You can apply credit card at Sam’s Club’s stores or you have also facility to apply at website www.Sam’s Club.com
How much a Sam’s Club Credit Card cost?
Sam’s Club Credit Card has no annual or monthly fee. But you have need of member ship. Sam’s Club membership cost is $45 for Club Membership & $100 for Plus Membership.
Which bank issue Sam’s Club Credit Card?
Sam’s Club Credit Card is full fledging credit card that is powered by MasterCard and is issued by Synchrony Bank. So card issuer helps you for bill payment and also support card related issues.
Can I use Sam’s Club credit card at Wal-Mart?
Sam’s Club Credit Card has two version of credit card. One is Sam’s Club Credit Card that is a store or retailer card. It can be used at Sam’s Club buying only. Other is Sam’s Club Master Card that is full fledge credit card and issued by Synchrony Bank. It could be used at every place where Visa Card is accepted. You can use it at Wal-Mart.
Can Sam’s Club credit card be used internationally?
Sam’s Club Credit Card has two version of credit card. One is Sam’s Club Credit Card that is a store or retailer card. It can be used at Sam’s Club buying only. Other is Sam’s Club Master Card that is full fledge credit card and issued by Synchrony Bank. It could be used at every place where Visa Card is accepted. You can use this version for international transactions.
Does Sam’s Club Credit Card have an App?
Yes, just like other credit cards in the market, Sam’s Club Credit Card has an App for its user. This App help’s in buying, rewards redemption, checking account status and for payment of bills.
Is it difficult to get a Sam’s Club Credit Card?
Yes, to apply for this card you have need of strong credit history, required credit score is 700 or more. It is indicator that Sam’s Club has huge number of customers, and these customers are quality customers.
Is it worth having a Sam’s Club Credit Card?
Despite of Sam’s Club Credit Card membership fee, it welcomes bonus, offered rewards, benefits & perks are enough to offset the paid membership fee.
Does Sam’s Club Rewards expire?
Sam’ Club Reward Point can be redeemed at February each year. You can redeem once in a year. You have to wait entire year for next redemption.
Is the $100 Sam’s Club membership worth it?
Despite of $100 Plus membership fee, Sam’s Club Credit Card is hot cake due to its zero annual fee and multiple rewards and perks. Paid amount is set off by its benefits.
Can everyone get a Sam’s Club Credit Card?
Sam’s Club Credit Card is suitable for businesses and traders. However everyone who has 700 or plus credit score history may apply for this card.
How to get Sam’s Club Membership?
For getting Sam’s Club membership you should have 18 years of age or plus, photo identification government document and a street address. Sam’s Club does not accept PO address.
How much is Sam’s Club yearly membership fee?
Sam’s Club Credit Card does not have any annual fee, but for availing the card facility you should have membership. For getting membership you have to pay a $45 for Club Membership or $100 for plus membership.
What is Sam’s Club Credit Card limit?
Sam’s Club Credit card limit is range from $1,000 to $10,000 depends upon your credit score, number of credits cards you already have, debt burden, payment behavior and nationality.