WayFair Credit Card

When you are regular user of WayFair products, WayFair Credit Card is best choice for you. WayFair is basically online retailer that does not have any warehouse. It buys directly from Suppler and delivers to customer. WayFair pick wide variety of product from manufacture in bulk that is the reason of its core competency of discounted price. Buying in bulk enable the WayFair to get products at below market price and sale these products at discount that makes customer happy. Target market is customer that has age 35 to 65 years.

Mian competitors of Costco are Amazon, Macy’s, Home polish & One King Lane. Issuer of Costco Credit Card is Citi Bank that is powered by MasterCard.

Types of WayFair's Credit Card

Way Fair issue two types of credit cards

  1. WayFair Credit Card:

WayFair Credit Card is purely a store card that can be used at stores only. You cannot use it ay where else.

  1. WayFair Master Card:

WayFair Master Card is full fledge credit card that can be used anywhere MasterCard is accepted.

Additional Benefits:

With this card you got following additional benefits.

  • Theft protection
  • Lost Card Assistance
  • 24 house Helpline Services

Requirements to apply WayFair's Credit Card:

To apply for WayFair Credit Card, you have following requirements that are mandatory.

  1. Photo Identification Documents that contain address
  2. Street Address not PO Box
  3. Excellent Credit Score 750 or plus
  4. 18 years of age and plus

Rewards:

You can earn 5% for purchases at WayFair.

You can earn 3% for Grocery purchases.

You can earn 2% for online qualifying purchases.

You can earn 1% for all kind of purchases.

Welcome Bonus:

When you make first purchase with $250 or more you will get $40 off as a welcome bonus.

Annual Fee:

This card has no annual fee..

0% for 6 months when you buy product of $199 or more.

0% for 12 months when you buy product of $499 or more.

0% for 18 months when you buy product of $1,499 or more.

0% for 24 months when you buy product of $2,999 or more.

Regular APR:

Regular APR at this card is 31.49% that is variable.

Balance Transfer Fee:

Balance transfer fee at this card is 31.49%.

Foreign Transaction Fee:

Foreign Transaction Fee at this card is at 3%.

Credit Needed:

To get this card you have need good credit score history.

Purchase APR:

Purchase APR at this card is 31.49%.

Cash APR:

Cash APR at this card is 29.99%

Cash Advance Fee:

Cash Advance Fee is 5% of amount.

Frequently Asked Questions:

Could WayFair's Credit Card be used anywhere?

WayFair Credit Card has two version of card. One is WayFair Credit Card that is only store or retailer card. It can be used only at WayFair. While second version of card is WayFair MasterCard that is full fledge credit card. It can be used anywhere MasterCard is accepted. You can use it at ATM also for cash withdrawal.  

How to pay bill of the WayFair Credit Card?

You can pay bill through the large network of Citi Bank Branches, WayFair Stores or online using WayFair store app. WayFair accept all Visa, Master Card, American Express debit and credit cards.

How can I get credit card from WayFair?

You can apply credit card at WayFair’s stores or you have also facility to apply at website www.WayFair.com

How much a WayFair Credit Card cost?

WayFair Credit Card has no annual or monthly fee.  While it has attractive welcome bonus, rewards and deferred payments facility up to two years.

Which bank issue WayFair's Credit Card?

WayFair Credit Card is full fledging Visa card that is powered by MasterCard and is issued by Citi Bank.  So card issuer helps you for bill payment and also support card related issues.

Can I use WayFair credit cards at Wal-Mart?

WayFair Credit Card has two version of card. One is WayFair Credit Card that is only store or retailer card. It can be used only at WayFair. While second version of card is WayFair MasterCard that is full fledge credit card. It can be used anywhere MasterCard is accepted. You can use it at Wall-Mart.

Can WayFair credit cards be used internationally?

WayFair Credit Card has two version of card. One is WayFair Credit Card that is only store or retailer card. It can be used only at WayFair. You cannot use it for foreign transactions. While second version of card is WayFair MasterCard that is full fledge credit card. It can be used anywhere MasterCard is accepted. You can use it at ATM for cash withdrawal, also for foreign transactions. Foreign Transaction Fee at this card 3% of amount. 

Does WayFair's Credit Card have an App?

Yes, just like other credit cards in the market, WayFair Credit Card has an App for its user.  This App help’s in buying, rewards redemption, checking account status and for payment of bills.

Is it difficult to get a WayFair's Credit Card?

Yes, to apply for this card you have need of good credit score history. It is indicator that WayFair have huge number of customers, and these customers are quality customers.

Is it worth having a WayFair's Credit Card?

WayFair Credit card user enjoys huge cash back reward without paying any annual fee. Main attraction in this card is deferred payments facility.

0% for 6 months when you buy product of $199 or more.

0% for 12 months when you buy product of $499 or more.

0% for 18 months when you buy product of $1,499 or more.

0% for 24 months when you buy product of $2,999 or more.

Does WayFair Rewards expire?

WayFair Card never expires, but WayFair earned rewards will expire if you will remain fail to redeem during one year.

How to get WayFair Membership?

For getting WayFair membership you should have 18 years of age or plus, photo identification government document and a street address. WayFair does not accept PO address.

What is starting limit of WayFair Credit Card?

Normal starting limit of WayFair credit card is $300. However it depends upon your credit score history, number of already credit cards you have and your payment behavior.

Does WayFair accept PayPal?

Just like all big online retailers, WayFair accept PayPal. Because PayPal have large network with huge users.  Accommodating PayPal is today need of every retailer in the market. 

Who are main competitors of WayFair?

There are many online retailers that claim completion with WayFair. However main competitors are Amazon, Macy’s, and Home Polish and One King Lane.

How can I get 10% off at WayFair?

10% off is an offer for every new first time customer. So anyone can avail this discount at first purchase. This tact is used by WayFair for attracting new customer and business growth.