Chase Freedom Unlimited Card
Best Cash Back Credit Card
In brief, customers who don’t want pay annual fee always consider Chase Freedom Unlimited Card. This card provide earning with 5% cash back without a doubt at travel related purchases, 3% for daily and restaurant purchases & 1.5% on all other purchases.
Surprisingly, Welcome Bonus at this card is amazing; if you spent $20,000 in the 1st year of membership, you will earn an additional 1.5% at all other categories. This 1.5% is extra to discuss above. Summing up, If you combine both rewards than your earing at this card will be with 6.5% at travel, 4.5% at restaurants, drugs and 3% at all other purchases.
If you want see wonder of this card, than activate it before December 2024 & enjoy three months (90 Days) of Dash pass with 50% off. You can also earn 5% cash back at flight purchases through Chase Freedom Unlimited Card.
Undeniably, this card have zero intro APR for the first fifteen (15) months purchases. Balance Transfer after that will be charged at the rate of 19.25%-28.00% (This APR Rate is variable). There will be Intro Balance Transfer Fee of 3% of the amount transfer within sixty (60) days of getting card membership.
Rewards:
Obviously, this card offer 5% cash back at travel & gift cards, 3% at drugs & restaurants, and 1.5% at all other purchases.
Welcome Bonus:
Positively, when you spent $20,000 in the first year, you will get extra 1.5% cash back at all purchases. Normal earning will be 6.5% at travel, 4.5% at drugs and restaurants and 3% at all purchases.
Annual Fee:
Annual fee at this card is $0.
Intro APR:
Intro APR is 0% for the first 15 months.
Regular APR:
Regular APR is 19.25% to 28.00%.
Balance Transfer Fee:
When transfer is made within 60 days of getting card membership, Intro fee will be charged at 3%.
Fee at International/Foreign Transactions:
Foreign Transaction Fee at this card is 3%.
Credit Needed:
Summing up, This card requires Excellent/Very Good credit history.
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